My dad uses Excel heaps for budgeting hacks. I don't know how to use Excel, I'm horrible. YouTube is probably the cheapest, freest entertainment. Netflix is pretty cheap, pretty cool. You can go to the art gallery, the museum. The library here offers DVDs and books and CDs. Go to the library a fair bit to read. The library is free as well. You can go hangout with friends, have picnics. If you like going to outdoors, outdoors is free. I always make sure I have some petrol money aside in case I forget to fill up. Try to not go window shopping a lot because that's how you're going to spend your money. Buying cheap cuts of meat and slow cooking it. Coles $10 meals they're handy. Tastes really good. There's nothing wrong with Home Brand. Buy in bulk. Cook it up and put it in the freezer. It's cheaper if you buy it in bulk and then you spend a whole day cooking and you actually boil a lot of that cooking time down. Have a savings account, I try and put as much money in there as possible. Putting aside a little bit of money whenever you can will add up. Never get a credit card. I've never used AfterPay and I never will. Nope, because if I spend it on that then I can't have this. Just don't spend your money on stupid shit.